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Paxul — Payments Without Borders
Now processing in 190+ countries Live

Payments without the borders.

Paxul is the payment infrastructure that lets ambitious businesses move money across every border, currency, and rail — settled in milliseconds, not days. One API. Every market. Zero friction.

$50B+

Processed

190+

Countries

99.99%

Uptime

<200ms

Latency

Global Payments
Instant Settlement
AI Fraud Shield
Multi-Currency Vaults
Developer First
Smart Routing
Enterprise Grade
Zero Borders
Global Payments
Instant Settlement
AI Fraud Shield
Multi-Currency Vaults
Developer First
Smart Routing
Enterprise Grade
Zero Borders

Trusted by leading companies worldwide

Our Mission
"We believe money should move as freely as information. Every border is artificial. Every delay is unacceptable. Every fee is a barrier to global opportunity."

Paxul was born from a simple observation: the global payments infrastructure is fundamentally broken. Businesses lose billions to slow settlements, opaque fees, and fragmented integrations.

We built a single, unified platform that connects every payment rail on the planet. Whether you're a startup sending your first international invoice or an enterprise processing millions daily — Paxul handles it all with the same speed, transparency, and reliability.

Our engineering team has processed over $50 billion in transactions across 190+ countries, maintaining 99.99% uptime because your revenue never sleeps — and neither does our infrastructure.

190+

Countries Covered

40+

Currencies

$50B+

Total Volume

15M+

API Calls / Day

Platform

Everything you need to dominate
global payments.

Six core pillars that power the world's most ambitious payment operations. Each one built to scale from zero to billions.

01 — Settlements

Instant settlements.
Worldwide.

Stop waiting 3-5 business days for your money. Paxul settles transactions in real-time across 40+ currencies. Your revenue hits your account the moment a payment is confirmed — whether your customer is in Tokyo, São Paulo, or Berlin.

  • Real-time settlement in 40+ currencies with no holding periods
  • Automatic currency conversion at institutional FX rates
  • Scheduled payouts with flexible disbursement windows
  • Multi-entity support for complex corporate structures
SETTLEMENT VOLUME — LAST 7 DAYS
$4.2M +23% ↑
02 — Integration

One API to rule
them all.

Cards, wallets, bank transfers, BNPL, crypto — every payment method your customers want, unified under a single, beautifully designed API. Integrate once and accept payments from anywhere in the world.

  • RESTful API with comprehensive SDKs for every major language
  • Accept 300+ payment methods through one integration
  • Pre-built components for checkout, invoicing, and subscriptions
  • Webhooks, idempotency, and automatic retry handling built-in
// Create a payment in 3 lines
const payment = await paxul.payments.create({
  amount: 4999,
  currency: "usd",
  customer: "cus_8aKx...",
  methods: ["card", "wallet", "bank"],
  metadata: {
    order_id: "ord_29x...",
    region: "eu-west"
  }
});

// payment.status → "succeeded"
// payment.settled_at → "2026-02-12T..."
// That's it. Money moved. ⚡
03 — Coverage

Every market.
Every currency.

Paxul gives you local payment capabilities in 190+ countries without the complexity of managing local entities. Accept payments in your customer's preferred currency and method — automatically localized for maximum conversion.

  • Local acquiring in 35+ countries for better approval rates
  • Dynamic currency presentation matching customer location
  • Regulatory compliance handled automatically per jurisdiction
  • Local payment methods: iDEAL, Boleto, Alipay, UPI, and 200+ more
04 — Security

AI that catches fraud
before it happens.

Our machine learning models are trained on billions of transactions across every industry and region. They detect and block fraudulent activity in real-time — protecting your revenue without adding friction for legitimate customers.

  • 99.7% fraud detection accuracy with minimal false positives
  • Custom risk rules and scoring thresholds per market
  • 3D Secure authentication handled automatically when needed
  • Chargeback protection with automated dispute management
🛡️
Cards
Wallets
Bank
Crypto

"We didn't just build
a payment tool.
We built the operating system
for global money."

— Paxul Engineering Team

More Capabilities

And that's just the beginning.

The Paxul platform includes everything you need to build, launch, and scale payment operations globally.

📊

Real-Time Analytics

Live dashboards with deep insights into transaction flows, conversion funnels, and revenue metrics segmented by region, currency, and payment method.

🔄

Smart Routing

AI-powered transaction routing that dynamically selects the optimal payment processor for each transaction, maximizing approval rates and minimizing costs.

💳

Virtual Cards

Issue virtual and physical cards for your team or customers. Set spending limits, restrict categories, and track expenses in real-time across your organization.

🔁

Recurring Billing

Subscription management with smart retry logic, dunning flows, proration, and plan migration. Reduce involuntary churn by up to 40% with our recovery engine.

🧾

Invoicing

Create and send professional invoices with one-click payment links. Automatic reminders, partial payments, and multi-currency support out of the box.

🔌

No-Code Integrations

Connect Paxul to Shopify, WooCommerce, Salesforce, QuickBooks, and 50+ platforms without writing a single line of code. Sync data in real-time.

Process

From zero to global
in four steps.

Most teams go live in under 15 minutes. Seriously.

01

Sign Up

Create your free account in 30 seconds. No credit card required. No contracts. Start building immediately with full sandbox access.

02

Integrate

Drop in our SDK with 3 lines of code, or use pre-built plugins for every major platform. Our API is designed so developers love it on day one.

03

Configure

Set your currencies, risk rules, routing preferences, and payout schedules through our intuitive dashboard. Complex logic, simple interface.

04

Go Live

Flip the switch and start accepting payments globally. Monitor everything in real-time. Scale without limits, without changing your code.

paxul-example.js
// Initialize the Paxul client
import Paxul from '@paxul/node';

const paxul = new Paxul('pk_live_...');

// Create a checkout session
const session = await paxul.checkout.create({
  line_items: [{
    name: "Pro Plan",
    amount: 4900,
    currency: "eur"
  }],
  success_url: "https://app.co/ok",
  cancel_url: "https://app.co/no",
  payment_methods: "auto", // smart detect
});

// Redirect customer
redirect(session.url);

// Listen for webhooks
paxul.on('payment.success', (event) => {
  console.log(`💰 Received`, event.amount);
  fulfillOrder(event.metadata.order_id);
});
Developers

Built by developers,
for developers.

We obsess over developer experience. Our API is RESTful, predictable, and thoroughly documented. SDKs for every language. Webhooks that just work. A sandbox that mirrors production exactly. Because the best payment infrastructure is the kind you forget about.

3 min

Avg. Integration

99.8%

Dev Satisfaction

200+

API Endpoints

Node.js
Python
Go
Ruby
PHP
Java
Swift
.NET
React
Flutter
Security

Enterprise-grade security.
No compromises.

Your data is protected by the same standards used by the world's largest financial institutions. We don't just meet compliance — we exceed it.

🔐

PCI DSS Level 1

Highest level of payment card industry certification. Annual audits by qualified security assessors.

🏛️

SOC 2 Type II

Certified controls for security, availability, processing integrity, confidentiality, and privacy.

🇪🇺

GDPR Compliant

Full compliance with European data protection regulations. Data residency options in EU, US, and APAC.

🔑

256-bit Encryption

End-to-end AES-256 encryption for all data at rest and in transit. Tokenization for all sensitive payment data.

Testimonials

Don't take our word
for it.

From seed-stage startups to Fortune 500 enterprises, teams worldwide trust Paxul to power their most critical payment flows.

"Paxul cut our settlement time from 5 days to instant. Our cash flow has never been healthier, and our finance team finally sleeps at night. The API documentation is the best I've ever seen — our engineers integrated it in a single afternoon."

SM
Sarah Mitchell
CTO, NovaPay

"We replaced 12 separate payment integrations with Paxul. One dashboard, one API, zero headaches. Our approval rates jumped 18% in the first month because of their Smart Routing. It's the best infrastructure decision we've made."

AK
Alex Kim
Head of Engineering, ShipFast

"Their AI fraud detection saved us $2.1M in the first quarter alone. But what really impressed us was the support — we had a dedicated engineer during onboarding who helped us optimize our entire payment flow. That's rare."

RJ
Rachel Johnson
VP Finance, Meridian Labs
Pricing

Simple, transparent
pricing.

No hidden fees. No surprise charges. No long-term contracts. Start free and scale to billions — you only pay for what you actually use.

Starter
Free

For testing and getting started. Full sandbox access with no time limit.

  • 1,000 transactions per month
  • 5 currencies
  • Basic analytics dashboard
  • Community support
  • Full sandbox environment
  • Standard API access
Growth
1.9% + $0.25

For scaling businesses that need the full power of global payments infrastructure.

  • Unlimited transactions
  • 40+ currencies
  • Advanced analytics & reports
  • Priority email & chat support
  • AI Fraud Shield included
  • Smart Routing engine
  • Custom webhooks & integrations
  • Team management (5 seats)
Enterprise
Custom

For high-volume operations that need dedicated support, SLAs, and custom terms.

  • Volume-based discounts
  • Dedicated account manager
  • Custom SLA guarantee
  • On-premise deployment option
  • Custom integrations & API
  • 24/7 phone + Slack support
  • Unlimited team seats
  • Compliance consulting
FAQ

Got
questions?

If you can't find what you're looking for, our support team is always happy to help.

Contact Support
How quickly can I integrate Paxul? +
Most developers complete their first integration in under 15 minutes. We offer SDKs for every major programming language, pre-built plugins for popular platforms like Shopify and WooCommerce, and a comprehensive sandbox environment that mirrors production. Our documentation includes copy-paste code examples for every use case.
What payment methods does Paxul support? +
Paxul supports 300+ payment methods globally, including all major credit and debit cards (Visa, Mastercard, Amex), digital wallets (Apple Pay, Google Pay, PayPal), bank transfers (ACH, SEPA, Faster Payments), Buy Now Pay Later options, and local payment methods like iDEAL, Boleto, Alipay, UPI, and many more.
Is Paxul secure and compliant? +
Absolutely. Paxul is PCI DSS Level 1 certified, SOC 2 Type II audited, and GDPR compliant. All data is encrypted with AES-256 at rest and in transit. We tokenize all sensitive payment data and offer data residency options in the EU, US, and APAC regions. Our infrastructure undergoes annual penetration testing by third-party security firms.
How does the AI Fraud Shield work? +
Our machine learning models analyze hundreds of signals per transaction in real-time — including device fingerprinting, behavioral patterns, geolocation, velocity checks, and network analysis. The system adapts continuously, learning from billions of transactions across our network. You can also set custom risk rules and thresholds specific to your business.
Can I switch from my current payment provider? +
Yes, and we make it painless. Our migration team handles the entire transition — from data migration to testing to go-live. We support parallel running so you can validate everything before fully switching over. Most migrations are completed within 1-2 weeks with zero downtime. We'll even help you negotiate out of existing contracts if needed.
What kind of support do you offer? +
Starter plans get community support and comprehensive documentation. Growth plans include priority email and chat support with a <2 hour response time. Enterprise plans get a dedicated account manager, 24/7 phone and Slack support, and a dedicated engineering contact for custom integration assistance. All plans get access to our developer community and status page.

Ready to move money
at the speed of now?

Join 10,000+ businesses that trust Paxul to power their global payment infrastructure. Start free, scale infinitely, and never look back.